Government schemes
The subsidy is a separate file. Treat it like one.
Most units that qualify for a scheme either never apply, apply under the wrong one, or get approved and never claim. We run the scheme layer end to end — and stay on for the compliance the approval obliges you to keep filing afterwards.
Schemes we work with
PMEGP
Prime Minister’s Employment Generation Programme — margin-money subsidy for new micro enterprises, routed through KVIC, KVIB and the District Industries Centre.
CMEGP
Chief Minister’s Employment Generation Programme — the Maharashtra state programme for new micro and small units, with its own eligibility and district quotas.
CGTMSE
Credit guarantee cover that lets a lender fund a micro or small enterprise without full collateral, where the file otherwise stands up.
Stand-Up India
Bank funding for SC/ST and women entrepreneurs setting up a new enterprise.
PMFME
PM Formalisation of Micro Food Processing Enterprises — credit-linked support for food processing units and their upgradation.
Maharashtra PSI
The state Package Scheme of Incentives — capital and interest subsidy benefits for eligible units by area and category.
We publish scheme names, not rates or ceilings — those change, and a stale number is worse than none. The current position for your case is confirmed in writing before you apply.
What we handle
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01
Eligibility
Which scheme you actually qualify for, by activity, category, location and unit status — before an application is filed anywhere.
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02
Filing
The application, the project report in the format the scheme requires, and the supporting documentation.
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03
Follow-up
Through the implementing agency, the District Industries Centre and the sanctioning bank, which are three separate queues.
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04
Claim to disbursement
The subsidy claim itself — the step where most approved cases stall, because the claim is a separate filing from the sanction.
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05
Post-approval compliance
Lock-in conditions, employment and utilisation reporting, and the MIS the scheme obliges you to keep filing afterwards.
Post-approval compliance, on retainer
An approved subsidy is not a finished job. Lock-in periods, utilisation and employment reporting, renewal papers and MIS all continue after the money lands — and a lapse can put the benefit itself at risk. We hold that work on an ongoing retainer for units that would rather not track it internally.
Ask about a compliance retainerCommon questions
Can a subsidy scheme and a bank loan run together?
In most cases that is exactly how they are designed — the scheme supports a credit-linked facility rather than replacing it. The two files still have to be built to agree with each other, which is where units most often come unstuck.
Why do approved subsidies not reach the account?
Because sanction and claim are two different filings. The claim, its supporting documents and its timelines sit with the implementing agency and the bank, and a case can sit approved and unclaimed for a long time if nobody is chasing that queue.
Are the subsidy rates and limits on your site current?
We deliberately do not publish rates or ceilings. They change, and a stale figure on a website is worse than no figure. We confirm the current position for your case, in writing, before you apply.
What happens after approval?
Lock-in conditions, employment or utilisation reporting and periodic MIS. We can hold that on a compliance retainer so an approved benefit is not lost to a missed filing.
Find out which scheme you actually qualify for.
Fifteen free minutes on activity, category, location and unit status — before an application is filed anywhere.